Evaluasi Efektivitas Sistem PERISKOP dalam Mitigasi Risiko Operasional di Bank BNI
DOI:
https://doi.org/10.33541/mr.v6i1.6975Keywords:
Risiko operasional, manajemen risiko, BNI, sistem PERISKOP, mitigasi risikoAbstract
Operational risk is a significant challenge faced by banking institutions, including Bank Negara Indonesia (BNI). This risk arises due to imperfections in internal processes, human error, information system failures, and external factors that cannot be controlled. In this context, this research aims to evaluate the effectiveness of the PERISKOP (Operational Risk Tool) system developed by BNI as an operational risk mitigation tool. This system is designed to assist work units in identifying, assessing, monitoring and controlling risks that could disrupt banking performance. By integrating three main modules, PERISKOP functions as a monitoring tool that supports the implementation of comprehensive risk management. It is hoped that this research will provide in-depth insight into the contribution of the PERISKOP system in increasing the effectiveness of risk management at BNI, as well as provide recommendations for further development.
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