PERTANGGUNG JAWABAN PERBANKAN DALAM PELANGGARAN PRINSIP KEHATI-HATIAN TERHADAP NASABAH BANK KONVENSIONAL PADA PEMBLOKIRAN REKENING SECARA SEPIHAK

Abstract

the funds to do many types of business activities in order to obtain profit. That profit will be used
to operational capital. Indonesia as a country that has many types of banking institution and is
supported by a number of people who use banking’s service. That excellence makes the driving
forces of the people’s economy. There are four banking principles applied in the Indonesian
banking system, one of which is the principle of bank prudence. The principle of bank prudence is
a principle in which banks must always be careful in carrying out and conducting their duties
and functions in order to continue to get the trust of the community. The public’s principles is an
important thing for banking. If the public’s principle is not well applied, the banking will not
grow up and loose much profit and of course the country where that banking built will be
disturbed. However, if we see between banking and customers do not really have a balance
position. Banking always request their customers to do all rules they make, banking should take
customer’s position as a very important one because without the customers the bank will not
grow up and go bankrupt.