Hutasoit, Posma Sariguna Johnson Kennedy. “Transformasi Strategis Industri BPR Melalui Integrasi Digital, Tata Kelola Inklusif, Dan Green Banking”. Fundamental Management Journal 11, no. 1 (April 4, 2026): 1–12. Accessed April 24, 2026. https://ejournal.uki.ac.id/index.php/jm/article/view/8023.