OTNIEL EDWINA PRISCILLA YUSUF; POSMA S. J. K. HUTASOIT; JONNY SIAGIAN. ANALISIS PENGARUH SIMPANAN, KREDIT, MODAL TERHADAP RISK-RETURN PERBANKAN SEBELUM - NEW NORMAL COVID-19. Fundamental Management Journal, [S. l.], v. 10, n. 1, 2025. DOI: 10.33541/fjm.v10i1.6856. Disponível em: https://ejournal.uki.ac.id/index.php/jm/article/view/6856. Acesso em: 27 apr. 2026.