KENNEDY, Posma Sariguna Johnson; HAREFA, Alvani Amaerita. THE FINANCIAL TECHNOLOGY, REGULATION AND BANKING ADAPTATION IN INDONESIA. Fundamental Management Journal, [S. l.], v. 3, n. 1, p. 1–11, 2018. DOI: 10.33541/fjm.v3i1.715. Disponível em: https://ejournal.uki.ac.id/index.php/jm/article/view/715. Acesso em: 24 apr. 2026.